None of us like to think of getting older, and retirement may seem like a long way off for many. However, planning for your pension is critical if you want to ensure greater financial freedom without the need to take on so much work later in life. As freelancers, this is particularly important since we don't have access to employer pension schemes. Don't worry! Michelle Storm Lane of the Association of Independent Professionals and the Self Employed (IPSE) has come to our rescue. In this issue, Michelle explains some of the nuances relating to pensions and gives advice for your pension plans.

At the other end of the freelancing spectrum, you may be just starting out. How to gain your first client is a question frequently asked at the Freelance Business Forum and so Kathryn White has provided a comprehensive guide to networking that may help you obtain that important first contract. In addition, Matt Craven dispels some common myths associated with interview techniques and CV writing to help you market yourself appropriately in writing and in person.

Kathryn White
Kathryn@cathean.co.uk

Alistair Reeves
a.reeves@ascribe.de